Effective Date: July 20, 2026

Welcome to Harcap.ca (the “Website”). This Website is owned and operated by Harcap Inc. (“Harcap,” “we,” “us,” or “our”).

By accessing or using this Website, you agree to these Terms of Use. If you do not agree with these Terms, please discontinue use of the Website.

1. General Information

The Website provides information about Harcap Inc., its activities, experience, projects, services, business interests, investments, technology initiatives, digital properties, and related ventures.

Content may include information relating to business strategy, finance, operations, technology, artificial intelligence, digital transformation, entrepreneurship, investing, marketing, software, the AugVation ecosystem, and other business topics.

The Website is intended primarily for general informational and educational purposes.

2. No Professional Advice

Nothing on this Website constitutes or should be relied upon as legal, accounting, tax, financial, investment, securities, medical, employment, or other professional advice.

Although Harcap and individuals associated with Harcap may have professional qualifications, business experience, financial expertise, or other specialized knowledge, information published on this Website is provided in a general context unless expressly stated otherwise in a separate professional engagement.

Your circumstances may differ materially from examples, analyses, observations, case studies, tools, calculators, articles, or other information presented on the Website.

You should obtain appropriate independent professional advice before making decisions based upon information found on this Website.

Use of the Website does not create an accountant-client, advisor-client, consultant-client, fiduciary, professional, partnership, joint venture, or other advisory relationship between you and Harcap Inc. or any individual associated with Harcap.

3. No Investment or Financial Advice

Information relating to businesses, investments, financing, financial analysis, valuation, markets, opportunities, returns, or investment strategies is provided for informational purposes only.

Nothing on this Website constitutes an offer, solicitation, recommendation, endorsement, or invitation to buy or sell securities, make an investment, provide financing, or participate in any particular transaction.

Past performance, historical results, examples, projections, forecasts, estimates, and hypothetical results are not guarantees of future performance.

All investments and business activities involve risk, including the potential loss of capital.

4. Business and Financial Results

Harcap may publish case studies, examples, calculations, business scenarios, projections, estimates, forecasts, or descriptions of previous projects and activities.

These materials are intended to illustrate concepts or describe historical experience. They should not be interpreted as promises or guarantees that similar results will be achieved in the future.

Actual business, financial, investment, marketing, technology, and operational results can vary substantially depending upon circumstances.

5. Artificial Intelligence and Technology Content

The Website may contain information about artificial intelligence, software, automation, digital tools, applications, technology platforms, and emerging technologies.

AI and technology evolve rapidly. Information that was accurate when published may subsequently become outdated, incomplete, or inaccurate.

Some materials, analyses, applications, or digital resources associated with Harcap or its related projects may use artificial intelligence or automated systems to generate, organize, analyze, summarize, or enhance information.

AI-generated or AI-assisted information may contain errors or omissions and should be independently reviewed before being relied upon for important business, financial, legal, professional, or personal decisions.

6. AugVation and Related Projects

The Website may reference AugVation, AugVation Apps, LinkAI properties, digital products, websites, software applications, educational resources, and other projects developed, operated, supported, or associated with Harcap Inc.

Descriptions of projects under development represent current plans and intentions only. Features, products, services, pricing, availability, functionality, launch dates, and development plans may change without notice.

References or links to related websites do not necessarily mean that all content, products, or services offered through those properties are governed by these Terms. Separate terms may apply to individual websites, applications, products, or services.

7. Affiliate Disclosure

Harcap may participate in affiliate, referral, partner, advertising, sponsorship, or similar commercial programs.

Some links appearing on this Website may therefore be affiliate or referral links. If you click one of these links or purchase a product or service through one of these links, Harcap may receive a commission, referral fee, credit, or other compensation.

Unless specifically stated otherwise, this generally does not increase the price you pay.

The existence of an affiliate or commercial relationship does not necessarily mean that Harcap endorses or guarantees the applicable third-party product or service.

Users should independently evaluate products and services before purchasing or using them.

Where appropriate, additional affiliate or sponsored-content disclosures may appear directly alongside particular content, recommendations, or links.

8. Advertising and Sponsorships

The Website may display advertising, sponsored content, promotional material, or third-party offers.

Harcap may receive compensation in connection with such content.

The appearance of an advertisement or sponsored offer does not constitute a guarantee, warranty, or representation by Harcap concerning the advertiser or its products or services.

9. Third-Party Products, Services and Links

The Website may contain links to websites, software, applications, products, services, platforms, or resources operated by third parties.

These links are provided for convenience and informational purposes.

Harcap does not control third-party websites or services and is not responsible for their availability, security, accuracy, content, privacy practices, terms, products, services, pricing, or performance.

Your dealings with third parties are solely between you and the applicable third party and are subject to that party’s terms and policies.

10. Accuracy of Information

Harcap makes reasonable efforts to provide useful and accurate information but does not warrant that Website content is complete, accurate, current, reliable, or error-free.

Information may become outdated due to changes in laws, regulations, technology, markets, businesses, products, services, pricing, or other circumstances.

Harcap may modify, update, remove, or replace Website content at any time without notice.

11. Intellectual Property

Unless otherwise indicated, the Website and its original content, including text, graphics, branding, designs, methodologies, frameworks, reports, downloads, applications, and other materials, are owned by or licensed to Harcap Inc. and are protected by applicable intellectual property laws.

You may access Website content for your personal or internal business use.

You may not reproduce, republish, distribute, sell, license, modify, scrape, systematically extract, or commercially exploit substantial portions of the Website or its proprietary materials without prior written permission from Harcap.

Third-party trademarks, company names, product names, logos, and other intellectual property remain the property of their respective owners.

12. Permitted Use

You agree to use the Website only for lawful purposes.

You may not attempt to interfere with the operation or security of the Website, gain unauthorized access to systems or data, introduce malicious software, misuse forms or communications systems, impersonate another person, or use the Website in a manner that violates applicable law or the rights of another party.

13. Downloads, Tools and Resources

Harcap may make calculators, templates, reports, guides, applications, spreadsheets, checklists, frameworks, assessments, AI tools, or other resources available through the Website.

Unless expressly stated otherwise, these resources are provided for informational and educational purposes and are used at your own discretion and risk.

Outputs generated by calculators, assessments, applications, AI systems, or other automated tools are estimates or informational outputs and should not be treated as professional advice or guaranteed results.

14. No Warranties

To the maximum extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis.

Harcap makes no representations or warranties, express or implied, regarding the availability, accuracy, completeness, reliability, suitability, security, or performance of the Website or its content.

Harcap does not warrant that the Website will operate continuously, securely, or without errors or that defects will always be corrected.

15. Limitation of Liability

To the maximum extent permitted by applicable law, Harcap Inc., its directors, officers, employees, contractors, affiliates, representatives, and related parties will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or other damages arising from or related to your access to, use of, inability to use, or reliance upon the Website or its content.

This includes, without limitation, losses relating to business decisions, investments, lost revenue, lost profits, lost opportunities, data loss, business interruption, or reliance upon information, tools, recommendations, calculations, or third-party services referenced through the Website.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited under applicable law.

16. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Harcap Inc. and its directors, officers, employees, contractors, affiliates, and representatives from claims, liabilities, damages, costs, and expenses arising from your misuse of the Website, violation of these Terms, or infringement of the rights of another party.

17. Privacy

Harcap may collect certain information through the Website, including information voluntarily submitted through contact forms, subscriptions, registrations, or other interactions.

The collection and use of personal information may be governed by a separate Privacy Policy published on the Website.

Third-party services incorporated into the Website may also collect information according to their own privacy policies.

18. Communications

Submitting an inquiry, contact form, email, or other communication through the Website does not create a professional engagement or contractual relationship with Harcap.

Any consulting, advisory, professional, development, investment, financing, or other business engagement must be separately agreed upon by the applicable parties.

19. Testimonials and Case Studies

Testimonials, case studies, examples, and descriptions of previous projects or results may be presented for informational purposes.

Individual experiences and outcomes vary. Past results should not be interpreted as guarantees of future results.

Where third-party testimonials or statements are presented, they represent the views or experiences of the applicable third party and not necessarily those of Harcap.

20. Changes to the Website and These Terms

Harcap may modify the Website, its content, or these Terms at any time.

Updated Terms become effective when posted on the Website unless otherwise indicated.

Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.

21. Governing Law

These Terms are governed by the laws of the Province of Ontario and the applicable federal laws of Canada.

Subject to applicable consumer protection laws and other mandatory legal requirements, disputes relating to these Terms or use of the Website will be subject to the jurisdiction of the courts of Ontario, Canada.

22. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in full force and effect to the extent permitted by law.

23. Entire Agreement

These Terms constitute the agreement between you and Harcap regarding your general use of the Website, except where a separate written agreement, product-specific agreement, or other applicable terms govern a particular service or transaction.

24. Contact

Questions regarding these Terms of Use may be directed to:

Harcap Inc.
Website: Harcap.ca
Email: contact@harcap.ca

© 2026 Harcap Inc. All rights reserved.